Job description

๐‰๐จ๐ข๐ง ๐ญ๐ก๐ž ๐๐ฒ๐ง๐š๐ฆ๐ข๐œ ๐ญ๐ž๐š๐ฆ ๐š๐ญ ๐‡๐จ๐ซ๐ฌ๐ž๐ž๐ ๐Œ๐ข๐œ๐ซ๐จ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ž! 
Horseed Microfinance offers Sharia-compliant financial solutions designed specifically to help Somali entrepreneurs grow their businesses. Horseed Microfinance is committed to empowering local communities and fostering financial inclusion.
We provide a range of financing options for both men and women entrepreneurs, ensuring you have the capital you need to succeed.
๐๐จ๐ฌ๐ข๐ญ๐ข๐จ๐ง ๐’๐ฎ๐ฆ๐ฆ๐š๐ซ๐ฒ
The General Manager is responsible for providing strategic leadership and overseeing all day-to-day operations of ๐‡๐จ๐ซ๐ฌ๐ž๐ž๐ ๐Œ๐ข๐œ๐ซ๐จ๐Ÿ๐ข๐ง๐š๐ง๐œe to ensure effective and profitable delivery of Sharia-compliant microfinance services, drive business growth, and maintain regulatory compliance. This role involves expanding financial inclusion and empowering Somali entrepreneurs, with a particular focus on supporting Small and Medium Enterprise in Somalia.
๐Š๐ž๐ฒ ๐‘๐ž๐ฌ๐ฉ๐จ๐ง๐ฌ๐ข๐›๐ข๐ฅ๐ข๐ญ๐ข๐ž๐ฌ
 ๐’๐ญ๐ซ๐š๐ญ๐ž๐ ๐ข๐œ ๐‹๐ž๐š๐๐ž๐ซ๐ฌ๐ก๐ข๐ฉ & ๐๐ฎ๐ฌ๐ข๐ง๐ž๐ฌ๐ฌ ๐†๐ซ๐จ๐ฐ๐ญ๐ก: Lead the development and implementation of the company's strategic and annual business plans, focusing on increasing market outreach and achieving profitability targets.
 ๐Ž๐ฉ๐ž๐ซ๐š๐ญ๐ข๐จ๐ง๐š๐ฅ ๐Œ๐š๐ง๐š๐ ๐ž๐ฆ๐ž๐ง๐ญ: Oversee all daily operations, ensuring efficient workflow, high customer service standards, and a professional financial environment across all departments (lending, customer service, etc.).
 ๐‚๐ซ๐ž๐๐ข๐ญ & ๐๐จ๐ซ๐ญ๐Ÿ๐จ๐ฅ๐ข๐จ ๐Œ๐š๐ง๐š๐ ๐ž๐ฆ๐ž๐ง๐ญ: Supervise loan processing, appraisal, disbursement, and recovery processes. Maintain a healthy loan portfolio by ensuring timely repayments and low delinquency rates, adhering to credit policies and risk mitigation frameworks.
 ๐…๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐๐ฅ๐š๐ง๐ง๐ข๐ง๐  & ๐‘๐ž๐ฉ๐จ๐ซ๐ญ๐ข๐ง๐ : Develop and manage the institutional budget, oversee financial affairs, and ensure the provision of accurate and prompt financial and management reports to the Group CEO.
 ๐‚๐จ๐ฆ๐ฉ๐ฅ๐ข๐š๐ง๐œ๐ž & ๐‘๐ข๐ฌ๐ค ๐Œ๐š๐ง๐š๐ ๐ž๐ฆ๐ž๐ง๐ญ: Ensure strict adherence to all statutory and regulatory requirements set by the Central Bank of Somalia, including Sharia compliance. Implement effective internal control systems to mitigate key financial and operational risks.
 ๐๐ซ๐จ๐๐ฎ๐œ๐ญ ๐ƒ๐ž๐ฏ๐ž๐ฅ๐จ๐ฉ๐ฆ๐ž๐ง๐ญ & ๐ˆ๐ง๐ง๐จ๐ฏ๐š๐ญ๐ข๐จ๐ง: Drive business development initiatives, including the research and launch of new and innovative Sharia-compliant financial products tailored to member/ clientโ€™s needs 
 ๐’๐ญ๐š๐ค๐ž๐ก๐จ๐ฅ๐๐ž๐ซ & ๐“๐ž๐š๐ฆ ๐‹๐ž๐š๐๐ž๐ซ๐ฌ๐ก๐ข๐ฉ: Build and maintain strong relationships with clients, community leaders, and development partners. Lead, coach, and mentor staff to foster a high-performance culture aligned with the organization's mission and values.

Skills and qualifications

๐‘๐ž๐ช๐ฎ๐ข๐ซ๐ž๐ ๐๐ฎ๐š๐ฅ๐ข๐Ÿ๐ข๐œ๐š๐ญ๐ข๐จ๐ง๐ฌ ๐š๐ง๐ ๐’๐ค๐ข๐ฅ๐ฅ๐ฌ
๐„๐๐ฎ๐œ๐š๐ญ๐ข๐จ๐ง: A Bachelor's or Master's degree in Business Administration, Finance, Accounting, marketing or a related field from a reputable university.
๐„๐ฑ๐ฉ๐ž๐ซ๐ข๐ž๐ง๐œ๐ž: Minimum of five (5) year of experience in the microfinance, with at least two (2) years in a senior management or supervisory position.
๐“๐ž๐œ๐ก๐ง๐ข๐œ๐š๐ฅ ๐Š๐ง๐จ๐ฐ๐ฅ๐ž๐๐ ๐ž: In-depth knowledge of microfinance operations, products, and the Somali regulatory framework. Strong financial acumen and a thorough understanding of performance metrics/indicators are essential.
โ€ข ๐’๐ค๐ข๐ฅ๐ฅ๐ฌ:
o Strong leadership, decision-making, and team management skills.
o Excellent analytical, interpersonal, and communication (written and verbal) skills.
o Demonstrated ability to drive business growth and develop new partnerships.
o High ethical standards, integrity, and commitment to financial inclusion.

Attachments

How to apply

Ready to make an impact and grow your career? 
๐’๐ž๐ง๐ ๐ฒ๐จ๐ฎ๐ซ ๐š๐ฉ๐ฉ๐ฅ๐ข๐œ๐š๐ญ๐ข๐จ๐ง ๐ญ๐จ: [email protected]
๐ƒ๐ž๐š๐๐ฅ๐ข๐ง๐ž: January 28, 2026

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Horseed Microfinance is a subsidiary of Bulsho SACCO Limited.

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